Family Income Benefit Advice
While life insurance can pay off a mortgage if tragedy strikes, it may not cover day to day living costs. Family Income Benefit can help you secure your family’s health and wellbeing with a tax-free monthly payout that is paid in the event of your death or the diagnosis of a terminal illness.
Nobody likes talking about worst-case scenarios, but this insurance can really help provide reassurance that your family will be looked after if disaster strikes.
Buildings and Contents Insurance Advice
Buildings and contents insurance protects the structural part of your home and provides the funds needed to rebuild it if disaster strikes. Like life insurance, knowing what you actually need and don’t need is essential to getting the right deal. It’s one insurance that you cannot afford to be ignorant of.
NC Property Finance is here to help. I’ll help you find the right cover to meet your needs without breaking the bank – ensuring your home is kept safe and secure.
Income Protection Insurance
Income protection insurance can help guarantee an income if you are unable to work due to illness or injury, can help guarantee a continued income when disaster strikes and you are unable to work due to illness or injury.
Income protection insurance pays out until you are able to resume working, but often does not cover the entirety of your income. the length of the policy and the period of time you wait for the benefit to pay depends on the product. Navigating this alone can be a challenge, that’s where Nc property finance can step in to take into consideration your needs, circumstances and budget to offer the advice on the product you need.
Deciding whether or not you need income protection can be a challenge. NC Property Finance can step in and offer advice and reassurance around income protection.
Life Insurance & Critical Illness
Life insurance is a scary prospect for new homeowners: but it’s a sensible and essential investment in your family’s future. Without it, you often wouldn’t be able to leave anything to your family in the event of a tragedy.
I’ll discuss life insurance with you and help navigate the tricky options you need to consider when making your decision.
I also offer advice around critical illness cover, which can pay out if you are diagnosed with an illness to help support you and your family. However, there are many critical illness cover packages available and not all illnesses are covered – so seek advice to avoid regretting your decision later in life.