First Time Buyers | Mortgage Advice

Your home may be repossessed if you do not keep up repayments on your mortgage

Step onto the housing ladder with confidence

Buying your first home is one of the most momentous things that can ever happen in your life. It’s an exciting time that is also full of challenges, stress and unforeseen issues. Every choice you make affects the process and every purchase is different.

Whether you’ve saved through a government scheme, been gifted a deposit, have accrued the deposit from your own savings, it’s vital that you get the right advice.

Don’t go it alone: while you can shop around, a mortgage advisor gives you total peace of mind. I’ll arrange an initial discussion, discuss your circumstances and needs, then research the options I believe are best for you.

Based on your objectives, circumstances and needs, I will advise you on the best products so you can best the right decision for your first home.

Book a first time buyer consultation

First Time Buyer Advice

I have helped professionals, young families, older people who have been renting for many years and everyone in between to buy their first home. My first-time buyer advice is tailored around making the right decisions at this important early stage – giving you the best mortgage and insurance options that make sense at this part of the homebuying process.

Affording Your First Home

A first home is more affordable than you may think, thanks to various incentives offered by lenders and even the Government. However, understanding how much you need for a deposit, how much your repayments will be and which mortgage is right for you will require research.

That’s where I can help, lending my expertise to ensure that your first home is bought as affordably as possible.

Get in touch to find out more.

What My Clients Say

With this being our first purchase, it was very daunting and overwhelming but Nicola made the entire process very easy and smooth with her bubbly personality and professionalism. Nicola is very approachable and we felt that we could contact her any time about any queries or concerns which were then addressed promptly and efficiently. We would definitely recommend Nicola to anyone going through this process. Thank you so much for all of your help and advice Nicola! (15/07/23)

Miss K – Whitley Bay

Communication from Nicola was great throughout, my circumstances were not straightforward, but her patience and expertise guided me through and helped me understand everything throughout the process. (27/12/23)

Miss B- Heaton

Nicola provided a relaxed and supportive service, she explained everything clearly and concisely throughout the process and answered my questions promptly. A fantastic service. (23/10/23)

Mr H – North Shields

Nicola had a great attitude, she supported me throughout and always offered a range of options and the pros and cons to all (28/11/23)

Mr B – Gosforth

Nicola offered quality and personalised advise, her communication was excellent and I felt very valued. (27/7/23)

Miss M – Newcastle

Get in Touch

Ready to get started? Choose NC Property Finance for a no-complications, friendly service right here in the North East.