First Time Buyer Advice

Step onto the housing ladder with confidence

Buying your first home is one of the most momentous things that can ever happen in your life. It’s an exciting time that is also full of challenges, stress and unforeseen issues. Every choice you make affects the process and every purchase is different.

Whether you’ve saved through a government scheme, been gifted a deposit, have accrued the deposit from your own savings, it’s vital that you get the right advice.

Don’t go it alone: while you can shop around, a mortgage advisor gives you total peace of mind. I’ll arrange an initial discussion, discuss your circumstances and needs, then research the options I believe are best for you. 


Based on your objectives, circumstances and needs, I will advise you on the best products so you can best the right decision for your first home. 

First Time Buyer Advice

I have helped professionals, young families, older people who have been renting for many years and everyone in between to buy their first home. My first-time buyer advice is tailored around making the right decisions at this important early stage – giving you the best mortgage and insurance options that make sense at this part of the homebuying process.

Affording Your First Home

A first home is more affordable than you may think, thanks to various incentives offered by lenders and even the Government. However, understanding how much you need for a deposit, how much your repayments will be and which mortgage is right for you will require research.

That’s where I can help, lending my expertise to ensure that your first home is bought as affordably as possible.

Get in touch to find out more.

What My Clients Say

Nicola has been an invaluable source of support in navigating a slightly more complicated mortgage requirement. I have found her to go above and beyond in terms of finding a mortgage to suit my requirements, at the best value possible. She is a pleasure to work with and I would have absolutely no hesitation in recommending her services
Ms Carel

Since deciding to develop a small property portfolio and seeking advice from Nicola my confidence in her ability and professionalism has grown to the extent that I know the best financial solution will emerge without my input. Now I leave everything to Nicola in the knowledge that a bespoke and cost-effective introduction will obtain a positive return on my investment.
Mr Jeffreys

I knew I'd need a mortgage advisor as I find paperwork to be the bane of my life. I was told Nicola was great but she completely exceeded my expectations. She did everything and just asked me the questions. No way would I have managed to do it without having a breakdown, she made it look so easy and so simple. There is no way I would ever buy a house without her by my side.
Ms Thomas

I thought I needed help finding a new mortgage but Nicola gave so much more. From the beginning Nicola made me feel it was possible and explained all the options and how I could best achieve what I wanted with my mortgage. She really had to go the extra mile for me finding a suitable one and I really appreciated it. At every step, I felt informed, supported, secure and encouraged. I can’t recommend her more highly.
Ms Murray

Get in Touch

Ready to get started? Choose NC Property Finance for a no-complications, friendly service right here in the North East.