About NC Property Finance

Getting to Know Me

The story of my business is the story of my life – I’ve worked in the property industry for my entire professional career.

I became CeMAP qualified in 2007 and set up my own company to be able to bring my knowledge, experience and compassion to my clients directly. I am a parent and understand the importance of a home –  so I can offer holistic advice that helps you achieve your objectives without the jargon or pressure normally associated with mortgages. 

For me, there’s no better feeling than helping you take your first steps onto the property ladder or advising as you begin to explore property as an investment. Buying a home is a huge achievement and helping people with that journey feels like such a  privilege, whether it be a first home, the next step up the ladder, a remortgage or growing a buy to let portfolio.

I started NC Property Finance with a simple goal: to create my very own mortgage advisory business that cuts out complexity and makes things simple. Buying property is hard work on its own – why should mortgage or investment advice add even more to your plate?

Nicola Cowan

About Nicola

I have worked for over 13 years in the industry. I hold both CeMAP and CRER qualifications. I search the a comprehensive panel of lenders to be able to offer the best rates to my clients that make sense for your particular needs and goals. I’ll cut through the jargon and pressure to offer friendly yet reliable advice. 

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What My Clients Say

Nicola has been an invaluable source of support in navigating a slightly more complicated mortgage requirement. I have found her to go above and beyond in terms of finding a mortgage to suit my requirements, at the best value possible. She is a pleasure to work with and I would have absolutely no hesitation in recommending her services
Ms Carel

Since deciding to develop a small property portfolio and seeking advice from Nicola my confidence in her ability and professionalism has grown to the extent that I know the best financial solution will emerge without my input. Now I leave everything to Nicola in the knowledge that a bespoke and cost-effective introduction will obtain a positive return on my investment.
Mr Jeffreys

I knew I'd need a mortgage advisor as I find paperwork to be the bane of my life. I was told Nicola was great but she completely exceeded my expectations. She did everything and just asked me the questions. No way would I have managed to do it without having a breakdown, she made it look so easy and so simple. There is no way I would ever buy a house without her by my side.
Ms Thomas

I thought I needed help finding a new mortgage but Nicola gave so much more. From the beginning Nicola made me feel it was possible and explained all the options and how I could best achieve what I wanted with my mortgage. She really had to go the extra mile for me finding a suitable one and I really appreciated it. At every step, I felt informed, supported, secure and encouraged. I can’t recommend her more highly.
Ms Murray

Get in Touch

Ready to get started? Choose NC Property Finance for a no-complications, friendly service right here in the North East.