Your home may be repossessed if you do not keep up repayments on your mortgage
Make big decisions with better advice
From buying your first home to remortgaging to suit your new lifestyle, having the right mortgage advice can be the difference between getting a good deal or a great one.
With such an important decision to make, you need advisors you can trust. We’ve built this business to do just that: offer friendly, reliable mortgage advice that helps people make the best decisions to suit their goals.
Whatever stage you’re at in your life, we’re here to help you make the right decisions around your property. Let’s get started.

First Time Buying Advice
Your first home is something special – but it can also feel daunting when you consider all the mortgage, insurance, and protection options you need to choose between. We’ll help you make sense of it all and break it down into plain English.
We’ve helped hundreds of people across the North East take their first steps onto the property ladder, and we can’t wait to help you too. Click below to visit our first-time buyers’ page.

Equity Release Advice
Your home is an asset. It’s something you can leverage when times are difficult or when you need to free up some cash – but this decision should never be taken without proper insight.
Equity release can help generate cash from any homes you own, but it also comes with its own risks. There are various rates and products on offer, which can lead to challenges over the long term.
We’re experts in the equity release process, helping people across the North East navigate the complexities and opportunities it presents. We’ll help you make the right choice so you don’t get hit with unexpected repayments or penalties, giving you peace of mind that you’ve acted on the best possible advice.

Remortgage Advice
Remortgaging can be one of the best financial decisions you make – but only when you’re fully informed about the choices available. We’ll walk you through the remortgaging process and help keep your repayments in line with your expectations. Whether you’re looking to pay off your mortgage faster or reduce your payments to reflect changes in income, we can help.
Contact us on 0191 691 8096 to enquire about remortgaging.

Homeowner Advice
Whether you’re upsizing, downsizing, or simply looking for a new home, it’s vital to take a step back and reassess your goals. We’ll review your circumstances and search our comprehensive panel of lenders to find the best solution for you and your family.
For relevant and detailed mortgage advice, look no further than NC Property Finance.
Contact us on 0191 691 8096 to get professional homeowner advice.
What Our Clients Say
EXCELLENT Based on 16 reviews Posted on RossTrustindex verifies that the original source of the review is Google. I’ve used Nicola for life insurance, a remortgage, and a new mortgage after moving house. Each time, she’s been extremely helpful and explained everything in great detail. Highly recommend!Posted on Amber JoblingTrustindex verifies that the original source of the review is Google. Fabulous service!Posted on AnnaTrustindex verifies that the original source of the review is Google. I’ve used Nicola for years for mortgage advice and wouldn’t go to anyone else! She gets you the best rates, gives brilliant advice and options to best suit your needs and takes the stress of the process completely off your hands. Thank you so much for all of your help Nicola.Posted on Charlotte CoatesTrustindex verifies that the original source of the review is Google. Fantastic service, we highly recommend Jaime, Nicola and the team. Everything was handled efficiently, it was a simple process and we will be telling everyone they need to use NC for their mortgage needs!Posted on Steve DouglassTrustindex verifies that the original source of the review is Google. Nicola has just done our re-mortgage and sorting out a BTL mortgage with such ease and would 100% recommend!! Thank Nicola!! xPosted on Michael YardeTrustindex verifies that the original source of the review is Google. This is the third time we’ve used Nicola at NC Property Finance, and once again, she was absolutely fantastic. We’ve worked with her twice for remortgages and this time for arranging a new mortgage, as well as our insurance. Every time, Nicola’s personal approach has been exceptional and made the stressful process of moving house so much easier. Nothing is ever too much trouble, and she responds to all communications quickly and efficiently. I have already recommended Nicola to family and friends and wouldn’t hesitate to do so again. I genuinely can’t see how the service could be any better, which is why I won’t be going anywhere else for our financial needs.Posted on Mandy McMullenTrustindex verifies that the original source of the review is Google. Nicola helped us throughout the buying process. As we were moving from Scotland to England the processes were slightly different but she ensured we knew what we needed to do. She is very easy to deal with and provides a very customer focused service. I'd definitely recommend Nicola for both our house move but also helping us get insurance in place. Great job Nicola!Posted on Abbigail KewinTrustindex verifies that the original source of the review is Google. I can't recommend Nicola highly enough! As a small business owner it was starting to feel impossible to get on the property ladder - even with a guarantor. Yet with Nicola's guidance she managed to find a mortgage deal that has allowed me to first time buy for more than I thought I could initially afford (on a very tight time frame with some less than ideal personal circumstances) ! Her team are quick and efficient and she has been really helpful and easy to communicate with. Even when some unexpected hurdles arose she was very reassuring and has saved me lots of stress, keeping me informed and in the loop throughout, whilst full of useful advice. I'm over the moon and can't wait for this new chapter - thank you again Nicola!Posted on Andy WiltonTrustindex verifies that the original source of the review is Google. I found myself in the unwelcome position of being evicted from a property due to the landlord selling up. I was looking to buy my first place and NC Property Finance were recommended to me by a family member, who had a great experience with them. To say Nicola helped enormously would be an understatement. From the very beginning Nicola was friendly, knowledgeable, professional, approachable and did an amazing job of both exploring every avenue while also explaining it successfully to me. Despite the property I wanted to buy being a bit strange and challenging to purchase, Nicola found a way. I genuinely couldn't recommend NC Finance highly enough. Clients are in the fantastic position of working with someone who is brilliant at what they do, but also with a firm that isn't so vast that you are just another body in the system. Thankyou NC Property Finance!!Posted on Dan NorcottTrustindex verifies that the original source of the review is Google. As a first time buyer Nicola has saved me and girlfriend hours of stress and hundreds if not thousands of pounds. She found us the best mortgage deal on the market and saved us over £500 by recommending a solicitors (who have also been great). She was also happy to set up home and life insurance if we needed it and has given us lots of very important advice around buying our first property as well as checking in with us on a regular basis. Couldn't recommend Nicola enough!
