Getting to Know Us

NC Property Finance was founded by Nicola Cowan, who has worked in the property industry for her entire professional career.

For us, there’s no better feeling than helping you take your first steps onto the property ladder or advising as you begin to explore property as an investment.

Buying a home is a huge achievement, and helping people with that journey feels like such a privilege, whether it be buying their first home, taking the next step up the ladder, remortgaging, or growing a buy-to-let portfolio.

NC Property Finance was started with a simple goal: to create a mortgage advisory business that simplifies things. Buying a property is hard work on its own—why should mortgage or investment advice add even more to your plate?

Nicola

Nicola Cowan

Nicola has worked in the industry for over 13 years and holds both CeMAP and CRER qualifications. She searches a comprehensive panel of lenders to find the best rates tailored to each client’s needs and goals, cutting through jargon to provide clear, friendly, and reliable advice.

As a parent, Nicola understands the importance of a home and offers holistic guidance that helps clients achieve their objectives without the pressure often associated with mortgages.

Contact Nicola

Jaime

Jaime McHugh

Jaime has lived in Whitley Bay all her life and now raises her two children here with her husband, their dog, and an active role in the community through her daughter’s PTA. With family roots in the town going back generations, she has always felt a strong connection to the area.

After working across the country, Jaime returned home 11 years ago to focus on family life and a career in mortgages and protection, combining her love of property with helping people onto the housing ladder. Joining NC Property Finance was a natural step, as she shares Nicola’s values and passion for supporting people and the local community.

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Nicola S

Nicola Snowdon

Nicola has worked within Financial Services for the last 17 years, spending 10 years at Newcastle Building Society in various roles, including Customer Service, Information Security, Business Continuity, and Operational Risk.

She then decided on a change in direction and moved into Mortgages, where she has built up a strong knowledge base around mortgages and protection. Nicola now provides ongoing administrative and customer support to Mortgage Advisor Nicola Cowan.

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Elise

Elise Crosby

With over 23 years of experience in the financial industry, Elise brings extensive knowledge of finance and customer service to her role at NC Property Finance. Her career at Virgin Money included positions such as Team Manager, Coach, Workflow Coordinator, and Complaints Assistant, giving her broad insight into the sector.

In her current role, she enjoys connecting with clients, delivering exceptional service, and supporting them on their journey to securing their forever home.

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What Our Clients Say