Your home may be repossessed if you do not keep up repayments on your mortgage
Step onto the housing ladder with confidence
Buying your first home is one of the most momentous things that can ever happen in your life. It’s an exciting time that is also full of challenges, stress and unforeseen issues. Every choice you make affects the process and every purchase is different.
Whether you’ve saved through a government scheme, been gifted a deposit, have accrued the deposit from your own savings, it’s vital that you get the right advice.
Don’t go it alone: while you can shop around, a mortgage advisor gives you total peace of mind. We’ll arrange an initial discussion, discuss your circumstances and needs, then research the options we believe are best for you.
Based on your objectives, circumstances and needs, we will advise you on the best products so you can best the right decision for your first home.
First Time Buyer Advice
We’ve helped professionals, young families, older people who have been renting for many years and everyone in between to buy their first home. Our first-time buyer advice is tailored around making the right decisions at this important early stage – giving you the best mortgage and insurance options that make sense at this part of the homebuying process.
Affording Your First Home
A first home is more affordable than you may think, thanks to various incentives offered by lenders and even the Government. However, understanding how much you need for a deposit, how much your repayments will be and which mortgage is right for you will require research.
That’s where we can help, lending my expertise to ensure that your first home is bought as affordably as possible.
Get in touch to find out more.
What Our Clients Say
EXCELLENTTrustindex verifies that the original source of the review is Google. I’ve used Nicola for life insurance, a remortgage, and a new mortgage after moving house. Each time, she’s been extremely helpful and explained everything in great detail. Highly recommend!Posted onTrustindex verifies that the original source of the review is Google. Fabulous service!Posted onTrustindex verifies that the original source of the review is Google. I’ve used Nicola for years for mortgage advice and wouldn’t go to anyone else! She gets you the best rates, gives brilliant advice and options to best suit your needs and takes the stress of the process completely off your hands. Thank you so much for all of your help Nicola.Posted onTrustindex verifies that the original source of the review is Google. Fantastic service, we highly recommend Jaime, Nicola and the team. Everything was handled efficiently, it was a simple process and we will be telling everyone they need to use NC for their mortgage needs!Posted onTrustindex verifies that the original source of the review is Google. Nicola has just done our re-mortgage and sorting out a BTL mortgage with such ease and would 100% recommend!! Thank Nicola!! xPosted onTrustindex verifies that the original source of the review is Google. This is the third time we’ve used Nicola at NC Property Finance, and once again, she was absolutely fantastic. We’ve worked with her twice for remortgages and this time for arranging a new mortgage, as well as our insurance. Every time, Nicola’s personal approach has been exceptional and made the stressful process of moving house so much easier. Nothing is ever too much trouble, and she responds to all communications quickly and efficiently. I have already recommended Nicola to family and friends and wouldn’t hesitate to do so again. I genuinely can’t see how the service could be any better, which is why I won’t be going anywhere else for our financial needs.Posted onTrustindex verifies that the original source of the review is Google. Nicola helped us throughout the buying process. As we were moving from Scotland to England the processes were slightly different but she ensured we knew what we needed to do. She is very easy to deal with and provides a very customer focused service. I'd definitely recommend Nicola for both our house move but also helping us get insurance in place. Great job Nicola!Posted onTrustindex verifies that the original source of the review is Google. I can't recommend Nicola highly enough! As a small business owner it was starting to feel impossible to get on the property ladder - even with a guarantor. Yet with Nicola's guidance she managed to find a mortgage deal that has allowed me to first time buy for more than I thought I could initially afford (on a very tight time frame with some less than ideal personal circumstances) ! Her team are quick and efficient and she has been really helpful and easy to communicate with. Even when some unexpected hurdles arose she was very reassuring and has saved me lots of stress, keeping me informed and in the loop throughout, whilst full of useful advice. I'm over the moon and can't wait for this new chapter - thank you again Nicola!Posted onTrustindex verifies that the original source of the review is Google. I found myself in the unwelcome position of being evicted from a property due to the landlord selling up. I was looking to buy my first place and NC Property Finance were recommended to me by a family member, who had a great experience with them. To say Nicola helped enormously would be an understatement. From the very beginning Nicola was friendly, knowledgeable, professional, approachable and did an amazing job of both exploring every avenue while also explaining it successfully to me. Despite the property I wanted to buy being a bit strange and challenging to purchase, Nicola found a way. I genuinely couldn't recommend NC Finance highly enough. Clients are in the fantastic position of working with someone who is brilliant at what they do, but also with a firm that isn't so vast that you are just another body in the system. Thankyou NC Property Finance!!Posted onTrustindex verifies that the original source of the review is Google. As a first time buyer Nicola has saved me and girlfriend hours of stress and hundreds if not thousands of pounds. She found us the best mortgage deal on the market and saved us over £500 by recommending a solicitors (who have also been great). She was also happy to set up home and life insurance if we needed it and has given us lots of very important advice around buying our first property as well as checking in with us on a regular basis. Couldn't recommend Nicola enough!