Your home may be repossessed if you do not keep up repayments on your mortgage

Your friendly helping hand for all things home-buying

Property is many things to many people- but to most of us, it’s the single most significant purchase of our lives. Whether you are buying your first home, climbing up the property ladder or building a buy to let portfolio, having the right advice to help navigate the process is essential.

That’s where I can step in. I have been helping people on their home buying journey for my entire adult life. I became CeMAP qualified in 2007 and have worked in the property industry ever since, including as an estate agent before becoming a professional mortgage advisor.

As a parent, I understand the importance of a home and the security it offers to your family and loved ones.

If you are a first-time buyer or an existing home owner looking to re mortgage or are looking to down size once the children have flown the nest NC property finance is here to help.

Nicola Cowan

Nicola Cowan

Mortgage Advice

A mortgage advisor helps simplify the process of buying a home, as an accredited, audited advisor I help clients understand their options jargon free and offer no pressure advice based on your needs and circumstances.

First Time Buyer Advice

Buying your first home is exciting and intimidating. I’ll help make the process easier and recommend the best product – navigating through the process together to help you take those all-important first steps on the property ladder.

Equity Release

I hold a Certificate in regulated equity release (CeRER) and can review equity release options for clients over age 55 to potentially release funds from their property to help them achieve their life goals without downsizing.

What My Clients Say

With this being our first purchase, it was very daunting and overwhelming but Nicola made the entire process very easy and smooth with her bubbly personality and professionalism. Nicola is very approachable and we felt that we could contact her any time about any queries or concerns which were then addressed promptly and efficiently. We would definitely recommend Nicola to anyone going through this process. Thank you so much for all of your help and advice Nicola! (15/07/23)
Miss K – Whitley Bay

Communication from Nicola was great throughout, my circumstances were not straightforward, but her patience and expertise guided me through and helped me understand everything throughout the process. (27/12/23)
Miss B- Heaton

Nicola provided a relaxed and supportive service, she explained everything clearly and concisely throughout the process and answered my questions promptly. A fantastic service. (23/10/23)
Mr H – North Shields

Nicola had a great attitude, she supported me throughout and always offered a range of options and the pros and cons to all (28/11/23)
Mr B – Gosforth

Nicola offered quality and personalised advise, her communication was excellent and I felt very valued. (27/7/23)
Miss M – Newcastle

Ready to Chat?

Let’s talk about your mortgage and discuss your options today. Give me a call or or drop me an email at the details below.

0191 6918096