Your friendly helping hand for all things home-buying

Property is many things to many people – but to most of us, it’s the single most significant purchase in your life. Whether you’re buying your first home or you’re taking steps towards building a property portfolio to help you retire comfortably, having the right advice on hand to help navigate the process is essential.

That’s where I can step in. I have been helping people on their home buying journey for my entire adult life. I became CeMAP qualified in 2007 and have worked in the property industry ever since, including as an estate agent before becoming a professional mortgage advisor.

As a parent, I understand the importance of a home and the security it offers to your family and loved ones.

So, if you’re a first-time buyer or a homeowner looking to generate the most value from your existing home, or even an investor trying to expand in the most profitable fashion, NC Property Finance is here to help.

Nicola Cowan

Nicola Cowan

Mortgage Advice

A mortgage advisor helps demystify and decomplicate the process of buying a home. As an accredited, audited advisor, I help clients understand their options and offer no-pressure advice based on what I think suits your lifestyle.

First Time Buyer Advice

Buying your first home is exciting and intimidating. I’ll help make the process easier and help you decide on the right deal – navigating through the process together to help you take those all-important first steps on the property ladder.

Equity Release

Maximise the power of equity release and get more value from your home with NC Property Finance. I hold a Certificate in Regulated Equity Release (CeRER) qualification and can help you get more from the equity release process and free up funds to help support your life goals.

What My Clients Say

Nicola has been an invaluable source of support in navigating a slightly more complicated mortgage requirement. I have found her to go above and beyond in terms of finding a mortgage to suit my requirements, at the best value possible. She is a pleasure to work with and I would have absolutely no hesitation in recommending her services
Ms Carel

Since deciding to develop a small property portfolio and seeking advice from Nicola my confidence in her ability and professionalism has grown to the extent that I know the best financial solution will emerge without my input. Now I leave everything to Nicola in the knowledge that a bespoke and cost-effective introduction will obtain a positive return on my investment.
Mr Jeffreys

I knew I'd need a mortgage advisor as I find paperwork to be the bane of my life. I was told Nicola was great but she completely exceeded my expectations. She did everything and just asked me the questions. No way would I have managed to do it without having a breakdown, she made it look so easy and so simple. There is no way I would ever buy a house without her by my side.
Ms Thomas

I thought I needed help finding a new mortgage but Nicola gave so much more. From the beginning Nicola made me feel it was possible and explained all the options and how I could best achieve what I wanted with my mortgage. She really had to go the extra mile for me finding a suitable one and I really appreciated it. At every step, I felt informed, supported, secure and encouraged. I can’t recommend her more highly.
Ms Murray

Ready to Chat?

Let’s talk about your mortgage and discuss your options today. Give me a call or or drop me an email at the details below.

0191 6918096